Motor Insurance Advisor in Gujarat

Whether you ride a scooter in Mehsana or drive a car in Gandhinagar, motor insurance is your financial safety net. It covers damage, theft, and third‑party liabilities—helping you stay on the road with confidence. We help you understand and choose the right policy for your vehicle.

Why Motor Insurance Matters

Accidents, natural disasters and unforeseen repairs can happen when you least expect them. Having a comprehensive motor policy provides protection against financial losses, covers third‑party liabilities and meets legal requirements. More importantly, the right policy helps you focus on recovery rather than unexpected bills.

Motor Insurance Options We Assist With

• Car Insurance: Policies for private cars covering accidents, theft, fire, floods and third‑party liabilities, with optional add‑ons like Zero Depreciation and Roadside Assistance.
• Two‑Wheeler Insurance: Coverage for bikes, scooters and motorcycles—offering digital policy issuance, no‑claim bonuses and add‑on options.
• Commercial Vehicle Insurance: Tailored plans for goods carriers, cabs and autorickshaws, covering damage, legal liabilities and driver accidents.

What’s Generally Covered*

• Accidental damage to your vehicle (as per policy terms)
• Third‑party liabilities for injuries or property damage
• Theft or total loss
• Damage from fire, floods, riots or natural disasters
• Personal Accident cover for the owner‑driver (as per policy limits)

*Coverage may vary based on the chosen policy and add‑ons. Claims approval and settlement are handled by the insurer under IRDAI regulations.

What’s Typically Not Covered

• Driving under the influence of alcohol or drugs
• Driving without a valid license or with an expired policy
• Wear and tear or mechanical/electrical breakdown (unless add‑on is included)
• Damages caused outside the policy’s geographical limits

How PolicyBird Supports You

• Personalised consultation: We help you choose between Third‑Party and Comprehensive cover and advise on selecting an appropriate IDV (Insured Declared Value).
• Add‑on guidance: We explain options like Zero Depreciation, Engine Protect and Roadside Assistance so you can decide what’s necessary.
• Claim support: We assist with claim intimation, required documentation and communication with the insurer; final decisions rest with the insurer.
• Renewal reminders: We send timely reminders to help you maintain continuity and retain No Claim Bonus benefits.

Frequently Asked Questions

What’s the difference between Third‑Party and Comprehensive cover?
Third‑Party policies cover only damage to others. Comprehensive policies also cover your vehicle.

Can I renew an expired policy?
Yes, we help with break‑in inspections and quick renewals, subject to the insurer’s terms.

What is IDV?
IDV (Insured Declared Value) is your vehicle’s insured value and affects both premium and claim payout. We help you choose an appropriate value.

Do you assist during claims?
We guide you through the claim process and documentation. Claim settlement decisions remain with the insurance company under IRDAI rules.

Get Motor Insurance Guidance

Whether you’re buying your first policy or renewing an existing one, we’re here to provide clear information and help you make an informed decision.

Call/WhatsApp: +91 9979661791
Email: info@policybird.in

For more details on risk factors, terms and conditions, please read the respective insurer's sales brochure / policy wordings carefully before concluding any final decisions.